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Updated September 2026 — new Forms 93 & 95 now in force

PAN Card Process from the UK: The Complete Step-by-Step Procedure

Whether you hold an Indian passport, a British passport or an OCI card, this page explains exactly how to apply for a PAN number from the United Kingdom — which form you now need, what documents to send, what it costs, how long it takes, and the mistakes that get applications rejected.

£37 per applicant, all-inclusive. Your adviser is assigned the same working day.

  • No Aadhaar needed
  • No Indian address needed
  • No notarisation in most cases
  • Pay in GBP

THE SHORT ANSWER To apply for a PAN card from the UK, choose the form that matches your citizenship — Form 93 if you hold an Indian passport, Form 95 if you hold a British or any other foreign passport, including OCI and PIO holders. Complete the form, attach photocopies of your passport and a UK address proof, sign it, and submit it to Protean (formerly NSDL), UTIITSL, or an independent PAN agency such as PanCard.co.uk. The government issues an e-PAN by email, followed by the physical card to your UK address. No Aadhaar, no Indian address and, in most cases, no notarisation are required.

Key facts at a glance

  • Forms changed on 1 April 2026. Forms 49A, 49AA and CSF were replaced by Forms 93, 94, 95 and 96.
  • Your citizenship decides the form — not where you live. Indian passport → Form 93. Any other passport → Form 95.
  • Three ways to file: directly on a government portal, in person at a PAN centre in India, or through an independent agency in the UK.
  • Aadhaar is not needed by UK-based NRIs (182+ days outside India) or by any foreign citizen.
  • An Indian address is not needed. Your UK address can be the communication address.
  • Attestation, notarisation and apostille are not required in most UK cases.
  • Timing: e-PAN by email in 2–3 working days; physical card to a UK address in 3–4 weeks. These are the government's indicative timings and can change.
  • Our fee is £37 per applicant, all-inclusive — government fee, our handling and delivery to your UK address.

Start with the right form and an adviser

You get the correct form, a completed sample, plain-English instructions and a dedicated adviser who checks your application before it is filed.

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£37 per applicant  •  50,000+ UK clients since 2007  •  Pay in GBP

How to apply for a PAN card from the UK

The whole procedure, from eligibility to the card landing on your doormat, in seven steps.

  1. Confirm you are eligible Any non-resident Indian (NRI), person of Indian origin (PIO), OCI holder or foreign national can hold a PAN. You do not need to be in India, and you do not need Indian residency.
  2. Pick the correct form Form 93 for Indian passport holders, Form 95 for British and other foreign passport holders, Form 96 for UK-registered entities. Full details are in our guide to PAN Forms 93, 94, 95 and 96.
  3. Fill in your personal details Full name with no initials, date of birth, father's and mother's name, UK address, mobile number and email. Contact details are mandatory under the 2026 rules.
  4. Attach your documents Photocopies of your identity proof, UK address proof and date-of-birth proof, plus two recent passport-size photographs.
  5. Pay the fee The government fee is payable in Indian rupees on the Protean or UTIITSL portals. Through PanCard.co.uk you pay £37 per applicant in pounds sterling with any UK debit or credit card.
  6. Submit the signed form and documents Even an online application must be followed by a signed physical form, photographs and document copies reaching the processing centre in India.
  7. Receive your PAN Once the department verifies your documents, the e-PAN is emailed in 2–3 working days and the printed card is dispatched to your UK address, usually arriving within 3–4 weeks.
Diagram of the PAN number application procedure for UK applicants

Three ways to file a PAN application from the UK

All three routes lead to the same PAN issued by the same department. They differ in who does the work, what currency you pay in, and what happens if something goes wrong.

Route How it works Payment Best suited to
Government portals
Protean (formerly NSDL) or UTIITSL
You complete the form yourself online, upload documents, then post the signed acknowledgement to India within 15 days. Indian rupees only, by net banking, Indian card or demand draft Applicants with an Indian payment method who are confident filling official Indian forms
PAN centre in India
TIN-FC or UTIITSL branch
The form and documents are handed in over the counter, usually by a relative acting on your behalf. Indian rupees at the counter Applicants visiting India, or with family who can attend in person
Independent PAN agency
such as PanCard.co.uk
The agency identifies the correct form, prepares it, checks your documents, files the case and follows up on objections. You sign and post. Pounds sterling, any UK debit or credit card UK residents with no Indian bank account, no Aadhaar, or no wish to deal with Indian portals

Worth knowing: independent agencies are not government bodies and cannot issue a PAN. What they do is prepare and submit the application correctly, which is where most UK applications fail. Only Protean and UTIITSL are authorised to process PAN applications on behalf of the Income Tax Department, and every route ultimately files through one of them.

Which applicant category do you fall into?

Identify your category first. It determines your form, your documents and the route your application takes.

FORM 93

Indian passport holder in the UK

Adults, minors and Hindu Undivided Families holding Indian passports. Your visa type, ILR or Settled Status does not change this — only your passport does.

FORM 95

Foreign passport with OCI or PIO

A British or other foreign passport held together with an OCI or PIO card makes you a non-citizen for this purpose. Select OCI or PIO as your citizenship type.

FORM 95

Foreign passport, no OCI or PIO

Any British or foreign national, adult or minor, with no OCI or PIO card. Select "Foreigner" as your citizenship type. An OCI card is not required to hold a PAN.

FORM 96

Entities registered outside India

UK limited companies, LLPs, partnerships and trusts with no Indian registration. Indian-registered entities use Form 94 instead. See our company PAN page.

REPRINT

Lost or damaged card

If you already hold a PAN and need a fresh card with the same number, that is a reprint request. Forms 93 and 95 are only for new PAN allotment.

CORRECTION

Changes to an existing PAN

Changes to your name, date of birth, address, photograph or signature go through the PAN change and correction request that replaced the old CSF form.

The single rule to remember: your passport nationality decides your form. An OCI holder with a British passport uses Form 95, not Form 93 — OCI status is not Indian citizenship. This is the most common mistake we see from UK applicants.

Which form replaced 49A and 49AA?

From 1 April 2026, under Rule 158 of the Income-tax Rules, 2026, the two old forms were split into four category-specific forms. Applications submitted on the old forms before 31 March 2026 continue to be processed — you do not need to resubmit.

New form Formerly Who uses it from the UK
Form 93 Form 49A (individuals) Indian passport holders — NRIs, students, Skilled Worker visa holders, ILR holders who kept Indian citizenship
Form 94 Form 49A (entities) Entities incorporated or formed in India
Form 95 Form 49AA (individuals) British citizens, OCI and PIO holders, EU and all other foreign passport holders
Form 96 Form 49AA (entities) UK LTDs, LLPs, trusts and other entities incorporated outside India

For field-by-field detail on each form, what changed and which documents each one accepts, see our complete guide to PAN Forms 93, 94, 95 and 96.

The online process, step by step

The online route suits applicants comfortable with Indian government portals and rupee payments. Here is what it actually involves from the UK.

  1. Choose your route and form
    • Apply on the Protean (formerly NSDL) or UTIITSL portal. Both are authorised by the Income Tax Department and both are equally valid.
    • Or use an independent PAN agency such as PanCard.co.uk, which identifies the form, prepares it and files it through one of those two authorised agencies on your behalf.
    • Select Form 93 or Form 95 according to your passport.
  2. Choose how you will sign
    • Physical signature — the realistic option from the UK. You print the generated acknowledgement, sign it, attach photographs and document copies, and post it to India.
    • Aadhaar e-KYC or eSign. Requires an Aadhaar number linked to an Indian mobile for the OTP. Most UK-based NRIs and all foreign citizens cannot use this route.
    • Digital Signature Certificate (DSC). Requires a Class II or Class III DSC issued by an Indian certifying authority. Rare among UK applicants.
  3. Fill in the form accurately
    • Give your full expanded name — initials and salutations are not accepted.
    • Mother's name is now mandatory on Form 93; you choose whether the father's or mother's name is printed on the card.
    • Select "Non-Resident" as your residential status on Form 93, or your citizenship type (Foreigner, PIO or OCI) on Form 95.
    • Enter your Tax Identification Number — for UK residents this is normally your National Insurance number or HMRC UTR.
    • No edits are possible after submission, so check every field before you file.
  4. Attach your documents
    • Proof of identity, proof of UK address and proof of date of birth.
    • Photocopies only — never send originals, as they are not returned.
    • Notarisation and embassy attestation are not needed in the great majority of UK cases.
  5. Pay the fee
    • Government portals accept Indian rupees only, by net banking, Indian credit or debit card, or demand draft.
    • Through PanCard.co.uk you pay £37 per applicant in GBP with any UK card.
  6. Post the signed acknowledgement to India
    • Print the acknowledgement, sign it inside the box, affix two photographs and attach your document copies.
    • Write "APPLICATION FOR PAN — Acknowledgement Number" on the envelope.
    • It must reach the processing centre within 15 days of your online submission.
  7. Track and receive
    • Use the 15-digit acknowledgement number (Protean) or coupon number (UTIITSL) to check status.
    • e-PAN by email in 2–3 working days; printed card to your UK address in about 3–4 weeks.

The point most applicants miss: applying "online" from the UK does not remove the postal step. Unless you can sign with Aadhaar or an Indian DSC, a signed physical form with photographs still has to reach India. This is where most self-filed UK applications stall.

Procedural steps for filing a PAN application from the United Kingdom

The offline (postal) process, step by step

The offline route avoids the Indian portals and rupee payment altogether. It is the route most of our UK clients take, because everything except signing and posting is handled for them.

  1. Obtain the correct form Download Form 93 or Form 95 from the Protean or UTIITSL websites, or receive the correct pre-identified form from an agency as part of an application kit.
  2. Complete the form Fill it in block capitals in black ink. Errors and blank mandatory fields are the leading cause of rejection, so work from a completed sample rather than from memory.
  3. Attach your supporting documents Photocopies of your identity proof, UK address proof and date-of-birth proof, plus two recent passport-size photographs.
  4. Sign the form correctly Sign within the box provided, in black ink, without touching the photograph on the left. A second signature runs across the photograph on the right where the form requires it.
  5. Submit the application Post it to a Protean or UTIITSL processing centre in India, or send it to us and we check every entry and file it on your behalf.
  6. Pay the fee In rupees at the processing centre, or £37 per applicant in GBP through us.
  7. Track and follow up Use the acknowledgement number to track progress. We monitor the case and chase the department if an objection is raised.

Documents required from UK applicants

No Indian embassy attestation and no notarisation is needed in the great majority of UK cases. Plain photocopies are enough. Do not send original documents — they are not returned.

Indian passport holder (NRI) — Form 93

Proof needed Accepted documents (copy of any one)
Identity Indian passport — first and last page
UK address UK bank statement, UK utility bill, council tax bill, UK driving licence, or the address page of your Indian passport showing your UK address
Date of birth Indian passport, birth certificate or matriculation certificate

OCI or PIO holder with a British or foreign passport — Form 95

Proof needed Accepted documents (copy of any one)
Identity British or foreign passport — the page showing your name and photograph, or your OCI or PIO card
UK address OCI or PIO card page showing your address, UK bank statement, UK utility bill, council tax bill or UK driving licence
Date of birth Passport, OCI card, PIO card or UK birth certificate

British or foreign passport holder with no OCI or PIO — Form 95

Proof needed Accepted documents (copy of any one)
Identity British or foreign passport — the page showing your name and photograph
UK address The emergency contact page of your British passport, on which you may write your UK address; or a UK bank statement, utility bill, council tax bill or driving licence
Date of birth Passport or UK birth certificate

Aadhaar and Indian address: neither is required. NRIs outside India for more than 182 days in a financial year are exempt from the Aadhaar requirement, and foreign citizens are outside it entirely. Your UK address is accepted as the communication address on the form.

Photograph and signature specifications

Photograph and signature errors are the most common technical reason applications are held up, and they are entirely avoidable.

Requirement Specification
Photograph size 3.5 cm × 2.5 cm, colour, recent. Standard UK passport photos are accepted.
Background Plain white or light coloured, face square to the camera, no sunglasses or head covering except for religious reasons.
Number of photos Two — one in the top-left box and one in the top-right box of the form.
Signature ink Black ink pen only.
Signature placement Inside the box provided, roughly 2.0 cm × 4.5 cm. It must not run outside the box or over the left-hand photograph.
Signature across the photo Where the form asks for it, sign across the right-hand photograph so part of the signature falls on the photo and part on the form.
Uploaded files (online route) Photo: JPEG, 200 DPI, up to 20 KB. Signature: JPEG, 200 DPI, up to 10 KB.
Minors and thumb impressions Where a signature is not possible, a left thumb impression is accepted but must be attested by a magistrate, notary or gazetted officer.

Fees and timelines

What each route costs, in the currency you actually pay in — and how long each stage takes.

Route Fee Paid in Covers
Government portal — card to a foreign address ₹1,017 (approx. £10) INR only Processing and overseas dispatch
Government portal — e-PAN only ₹66–72 INR only Digital PAN, no printed card
PanCard.co.uk £37 per applicant GBP, any UK card PAN Kit, government fee, our handling, adviser checks and delivery to your UK address
Stage Indicative time
Application status visible online 24–48 hours after submission
e-PAN emailed to you 2–3 working days
Printed card delivered to a UK address 3–4 weeks

These are the indicative timings published by the government and can change. Postal delivery to the UK depends on India Post and Royal Mail handling.

How to track your PAN application

When your application is accepted you receive a 15-digit acknowledgement number from Protean, or an application coupon number from UTIITSL. Both do the same job. Keep it — without it, tracking is difficult.

  • Check the status on the portal you applied through; your receipt shows which one it is.
  • Status normally appears 24–48 hours after submission.
  • If the status shows an objection, the department has emailed the reason to the address on your form. Objections must be answered before processing resumes.
  • Once the status shows dispatched, allow time for India Post to deliver to the UK.

Clients who apply through us do not need to do any of this — we track the case, answer objections and update you.

Why PAN applications from the UK get rejected

Almost every rejection we see falls into one of these categories. All of them are preventable.

  • Using the wrong form. OCI holders with British passports filing Form 93 instead of Form 95 is the single most frequent error. Citizenship decides the form, not Indian origin.
  • Photograph and signature problems. Wrong size, dark background, signature straying outside the box, blue ink instead of black, or a missing signature across the photograph.
  • Name mismatch between documents. The name on the form must match the passport exactly — including middle names, spellings and married-name changes.
  • Initials instead of the full name. Under the 2026 rules initials are not accepted. "S. Raghavan" must be expanded to "Srinivasan Raghavan".
  • Incomplete address proof. A bank statement without the printed name and full address, a bill older than three months, or a screenshot instead of a statement.
  • Wrong AO code. Non-residents must use the international taxation AO codes, not a domestic one.
  • Documents not reaching India in time. After an online submission the signed form must arrive within 15 days, and applicants routinely miss this.
  • Sending originals. Only photocopies should be posted. Originals are not returned.
  • Trying to correct an error after filing. No edits are permitted after submission — a mistake means waiting for the PAN to be allotted, then filing a separate correction request.

Our procedure: how PanCard.co.uk handles your case

Three steps on your side. Everything else happens behind the scenes.

Step 1 — You receive the PAN Kit

When you start your process with us you get a PAN Kit containing the correct form, a completed sample, plain-English instructions, and a dedicated adviser who stays with your case from beginning to end.

£37 per applicantIncludes the government fee, our service charges and postal delivery. No hidden charges at any stage.

Step 2 — You send your form and documents

Fill the form from the sample, or ask your adviser to complete it for you. Send it back with photocopies of the documents listed above. We check every entry before anything is filed — which is how rejections are prevented rather than fixed.

Step 3 — We file and track it

We submit your case, monitor its progress and deal with any objection raised. Your e-PAN reaches your email in 2–3 working days and the printed card is delivered to the UK or Indian address you specify, typically within 3–4 weeks.

Ready to apply? Your adviser can start today

We select the form, prepare it, check your documents and file the case. You sign and post.

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£37 per applicant  •  No notarisation needed  •  Pay in GBP

Frequently asked questions

The questions UK applicants ask us most often, answered directly.

How do I apply for a PAN card from the UK?

Choose the form that matches your citizenship — Form 93 for Indian passport holders, Form 95 for British and other foreign passport holders. Complete it, attach photocopies of your passport, a UK address proof and a date-of-birth proof, add two passport photographs, sign it, and submit it to Protean or UTIITSL online or by post, or through an independent PAN agency. The e-PAN is emailed to you and the printed card is posted to your UK address. You do not need to travel to India or visit the Indian High Commission.

Which form do I need — Form 93 or Form 95?

It depends on the passport you hold, not where you live. If you hold an Indian passport you use Form 93, even if you have ILR or Settled Status in the UK. If you hold a British, EU or any other foreign passport you use Form 95 — including if you hold an OCI or PIO card. UK-registered companies, LLPs and trusts use Form 96.

Is Form 49A or 49AA still valid?

No. From 1 April 2026, Form 49A was replaced by Forms 93 and 94, and Form 49AA by Forms 95 and 96, under the Income-tax Rules, 2026. Applications submitted on the old forms before 31 March 2026 are still being processed normally and do not need resubmitting, but any new application must use the new forms.

Do I need an Aadhaar card to apply for a PAN from the UK?

No. NRIs who have been outside India for more than 182 days in a financial year are exempt from the Aadhaar requirement, and foreign citizens are outside it altogether. In practice, almost no UK-based applicant has or needs Aadhaar. Your passport and Tax Identification Number — normally your National Insurance number or HMRC UTR — are the key details instead. Note that the Aadhaar-only shortcut route that existed on the Indian portals was withdrawn on 1 April 2026, so all applicants now supply full supporting documents.

Do I need an Indian address to get a PAN card?

No. Your UK address can be used as the communication address on the application, and the card can be delivered to it. You may also nominate an Indian address if you prefer the card to be sent there.

Do my documents need notarisation, attestation or apostille?

In the great majority of UK cases, no. Plain photocopies of your passport and a UK address proof are sufficient, and you do not need to visit the Indian High Commission in London. The exception is Form 95 applicants submitting a foreign identity document other than a passport, OCI card or PIO card — those may require an apostille from the UK Foreign, Commonwealth & Development Office or attestation by the Indian High Commission. Your adviser will confirm before you send anything.

How long does it take to get a PAN card in the UK?

The e-PAN is emailed within 2–3 working days of the application being processed, and the printed card usually reaches a UK address within 3–4 weeks by India Post. These are the government's indicative timings and can vary with postal handling and with any objection raised on your file.

Can I get a PAN card in two days?

You can normally have the e-PAN, which is the digital version, within 2–3 working days, and it is accepted by banks, registrars and other institutions in India. The physical card cannot arrive in two days — the department has to verify your documents, print the card and dispatch it from India, so allow 3–4 weeks for the printed card to reach the UK.

What does it cost to apply for a PAN card from the UK?

The Indian government fee is ₹1,017 (about £10) where the card is dispatched to a foreign address, or ₹66–72 for e-PAN only, both payable in rupees on the government portals. Through PanCard.co.uk you pay a flat £37 per applicant in pounds sterling with any UK debit or credit card, which covers the government fee, the PAN Kit, our handling and delivery to your UK address, with nothing further to pay.

Can I apply completely online without posting anything?

Only if you can sign electronically, which means Aadhaar-based e-KYC or eSign, or an Indian Digital Signature Certificate. Very few UK applicants have either. For everyone else, an online application still ends with a signed physical form, two photographs and document copies being posted to the processing centre in India, and they must arrive within 15 days of the online submission.

How do I track my PAN application?

Use the 15-digit acknowledgement number from Protean, or the application coupon number from UTIITSL, on the portal you applied through. The status normally appears 24 to 48 hours after submission. If it shows an objection, the department has emailed the reason to the address on your form, and the objection must be cleared before processing continues. If you applied through us, we track the case and handle objections for you.

Why do PAN applications from the UK get rejected?

The most common causes are using the wrong form, photograph and signature errors, a name that does not match the passport exactly, using initials instead of the full expanded name, an address proof that is incomplete or more than three months old, the wrong AO code, and documents failing to reach India within 15 days of an online submission. Since no edits are allowed after submission, an error means waiting for the PAN to be allotted and then filing a separate correction request.

Can a child born in the UK get a PAN card?

Yes. A minor's application is filed through a Representative Assessee, normally a parent, whose own identity proof, address proof, contact details and PAN or Aadhaar must be supplied. On Form 95 the Representative Assessee may give a foreign address. On Form 93 an Indian address for the Representative Assessee is mandatory. Where the child cannot sign, a left thumb impression is used and must be attested.

I already have a PAN. Can I apply for another one?

No. Holding more than one PAN is not permitted and carries a penalty. If you have lost your card or it is damaged, apply for a reprint of the same number rather than a new PAN. If your details have changed, file a change or correction request instead.

Do I have to visit the Indian High Commission in London?

No. There is no requirement to attend the Indian High Commission or a consulate to apply for a PAN from the UK. The whole application can be completed by post and email. Attestation by the High Commission is only relevant in the narrow case of certain foreign identity documents submitted with Form 95.

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Sources: protean-tinpan.com  |  utiitsl.com  |  incometax.gov.in  |  Income-tax Rules, 2026 — Rule 158, Section 262.

Last updated: September 2026

Related: PAN application forms 93, 94, 95 & 96 · Company PAN · OCI card · PAN 2.0